The dataset · review-dated
The True Cost Index
The advertised price of an investment-migration program and the amount that actually leaves your account are different numbers. This index publishes the sticker price beside a source-linked entry-cost model built from official schedules and disclosed professional-fee assumptions.
Citizenship by investment
All figures in US dollars. Sorted by the single-applicant total. Family of four means a principal, spouse, and children aged 10 and 14.
| Program | Route | Advertised | Entry cash, single | Entry cash, family of 4 | Above sticker |
|---|---|---|---|---|---|
| 🇳🇷 Nauru Economic and Climate Resilience Citizenship Program | Treasury Fund contribution at the promotional rate (non-refundable)Model notesUses the USD 90,000 offer published through 31 December 2026. The single model includes principal application, due-diligence, transaction and passport fees plus a USD 12,000 professional-fee assumption. The family model is a principal, spouse and two children aged 10 and 14, with a USD 18,000 professional-fee assumption. Official source | $90,000 | $114,700 | $126,700 | +27% |
| 🇻🇺 Vanuatu Citizenship by Investment | DSP government-mandated fee (non-refundable)Model notesOfficial mandated price plus one USD 5,000 FIU diligence fee; the family schedule is USD 180,000 for a married couple and two children. Official source | $130,000 | $135,000 | $185,000 | +4% |
| 🇩🇲 Dominica Citizenship by Investment | EDF contribution (non-refundable)Model notesIncludes EDF contribution, processing, due diligence, interviews, naturalisation certificates and a USD 12,000 professional-fee assumption. Official source | $200,000 | $222,000 | $278,500 | +11% |
| 🇬🇩 Grenada Citizenship by Investment | NTF contribution (non-refundable)Model notesInitial application scope through citizenship registration: the USD 235,000 NTF contribution, the detailed IMA application, due-diligence, processing and interview fees for a principal, spouse and two children under 17, plus a USD 15,000 professional-fee assumption. It excludes passport or oath charges if separately assessed, translations, legalisation, medicals, couriers, travel, banking, transaction costs and file-specific enhanced checks. Official source | $235,000 | $259,000 | $272,000 | +10% |
| 🇦🇬 Antigua & Barbuda Citizenship by Investment | NDF contribution (family up to 4) (non-refundable)Model notesFamily model uses the official USD 20,000 processing charge, principal/spouse due diligence and two children aged 10 and 14, plus a USD 15,000 professional-fee assumption. Official source | $230,000 | $263,500 | $282,500 | +15% |
| 🇱🇨 St Lucia Citizenship by Investment | National Economic Fund contribution (non-refundable)Model notesFamily contribution covers four; due diligence applies to the principal and spouse, not the modeled children under 16. Includes a USD 15,000 professional-fee assumption. Official source | $240,000 | $265,000 | $273,000 | +10% |
| 🇰🇳 St Kitts & Nevis Citizenship by Investment | SISC contribution (non-refundable)Model notesFamily contribution covers four; due diligence is USD 10,000 for the principal and USD 7,500 for the spouse. Professional assumptions are USD 15,000 single and USD 24,000 family. Official source | $250,000 | $275,000 | $291,500 | +10% |
| 🇪🇬 Egypt Citizenship by Investment | Non-refundable public-treasury contribution (non-refundable)Model notesGAFI grants citizenship to the investor and minor children, but not the spouse simultaneously; a comparable two-adult family-of-four total is therefore not published. Official source | $250,000 | $275,000 | — | +10% |
| 🇹🇷 Turkey Citizenship by Investment | Qualifying real estate (3-year hold)Model notesIncludes modeled filing, diligence and professional charges; property taxes, valuation variance and transaction costs are excluded. Official source | $400,000 | $429,000 | $433,000 | +7% |
Residency by investment
Figures use the display currency shown in each row; approximate conversions are identified in the route label. Rows in different currencies are not exact equivalents.
| Program | Route | Advertised | Entry cash, single | Entry cash, family of 4 | Above sticker |
|---|---|---|---|---|---|
| 🇱🇻 Latvia Residence by Investment | Business equityModel notesIncludes the state contribution, modeled first-permit charges and an EUR 8,000 professional-fee assumption. Official source | €50,000 | €71,500 | €75,000 | +43% |
| 🇬🇷 Greece Golden Visa | Conversion/restoration property (EUR 250k tier)Model notesUses the narrow EUR 250,000 conversion/restoration route, first-permit charges and a EUR 10,000 professional-fee assumption; property taxes are excluded. Official source | €250,000 | €264,000 | €269,000 | +6% |
| 🇭🇺 Hungary Guest Investor Program | Real-estate fund subscriptionModel notesIncludes modeled first-permit charges and a EUR 10,000 professional-fee assumption; fund charges are excluded. Official source | €250,000 | €264,000 | €269,000 | +6% |
| 🇮🇹 Italy Investor Visa | Innovative-startup investmentModel notesIncludes modeled first-permit charges and a EUR 12,000 professional-fee assumption. Official source | €250,000 | €264,500 | €268,000 | +6% |
| 🇨🇾 Cyprus Immigration Permit for Investors under Regulation 6(2) | Qualifying property (plus VAT)Model notesIncludes modeled filing and professional charges. VAT and property transaction costs are excluded and can materially increase cash required. Official source | €300,000 | €311,500 | €313,000 | +4% |
| 🇵🇦 Panama Qualified Investor Visa | Qualifying real estateModel notesIncludes modeled filing and professional charges; property transaction costs are excluded. Official source | $300,000 | $316,000 | $318,000 | +5% |
| 🇲🇹 Malta Malta Permanent Residence Programme (MPRP) | Qualifying propertyModel notesIncludes the EUR 60,000 administration fee, EUR 37,000 contribution, EUR 2,000 donation and a EUR 15,000 professional-fee assumption. The standard modeled spouse and minor children do not trigger the parent or grandparent surcharge. Official source | €375,000 | €489,000 | €489,000 | +30% |
| 🇵🇹 Portugal Golden Visa (ARI) | Investment fund subscriptionModel notesInitial entry-cash scope through the first residence card: EUR 500,000 fund subscription, standard-channel AIMA reception and analysis plus first-permit charges for each applicant, and a EUR 15,000 professional-fee assumption. It excludes renewals, five-year holding costs, fund subscription, management and performance fees, investment returns, taxes, travel and document charges. Official source | €500,000 | €524,262 | €552,047 | +5% |
| 🇦🇪 United Arab Emirates Golden Visa | Qualifying real estate (AED 2m, shown at an approximate USD conversion)Model notesUSD orientation model for the AED 2 million property threshold; includes modeled issuance and professional charges but excludes property transaction costs. Official source | $545,000 | $559,500 | $563,000 | +3% |
| 🇹🇭 Thailand Thailand Privilege Visa and Long-Term Resident (LTR) Visa | Thailand Privilege Bronze membership (single applicant) (non-refundable) Family route: Platinum core membership plus three supplementary members at regular pricing Model notesBronze is individual-only. The family model uses Platinum at THB 1.5m plus three regular THB 1m supplementary memberships; temporary promotions are excluded. Official source | THB 650,000 | THB 650,000 | THB 4,500,000 | +0% |
| 🇺🇸 United States EB-5 Immigrant Investor | At-risk capital (TEA project)Model notesIncludes the I-526E and Integrity Fund filing charges, a USD 70,000 professional-fee assumption and a modest derivative-processing allowance; project administration fees vary and are excluded. Official source | $800,000 | $885,000 | $887,500 | +11% |
| 🇳🇿 New Zealand Active Investor Plus Visa | Growth-category investment held for 3 yearsModel notesIncludes the NZD 27,470 application and levy total and a NZD 100,000 professional-fee assumption; investment performance is not modeled. Official source | NZ$5,000,000 | NZ$5,127,470 | NZ$5,127,470 | +3% |
| 🇸🇬 Singapore Global Investor Program | GIP Option A direct business investmentModel notesModels only GIP Option A: SGD 10 million in a new Singapore business or expansion of an existing operation. Option B requires SGD 25 million in a GIP-select fund and is not represented by this total. Includes the SGD 20,000 application fee effective 5 May 2025, modeled diligence and a SGD 50,000 professional-fee assumption. Official source | SGD 10,000,000 | SGD 10,072,000 | SGD 10,076,000 | +1% |
What the index cannot tell you
The index models entry cost. It cannot tell you which program fits your passport, family, and source of funds.
Due diligence fees vary by dependent ages, some routes are closed to certain nationalities, and the cheapest program on paper may be wrong for a specific file. The planned $149 Program-Fit Report provides written orientation on apparent compatibility and the assumptions requiring licensed review. Checkout is temporarily paused.
Methodology
What is included. The minimum on the stated route, published government, processing, interview and due-diligence charges, plus a disclosed professional-fee assumption for a straightforward file. Every row links its official source and explains its model.
Family shape and exclusions. Family of four means a principal, spouse, and children aged 10 and 14. Currency conversion, travel, biometric incidentals, later renewals, fund charges, property taxes and rush premiums are excluded unless a row says otherwise. Actual dependent ages and filing route can change the total.
Inclusion rule. A program appears only when the data layer holds a complete, source-verified cost model. Announced programs without a published law and fee schedule are excluded until both exist.
Verification. Every model carries its factual review date. Material government figures are checked again when an official source changes or the certification expires; professional assumptions are reviewed separately. These are orientation models, not quotes. July 11, 2026.
Using this data
The index is free to republish, chart, or quote with attribution to Civita and a link to this page under CC BY 4.0.
Suggested citation: Civita True Cost Index, citizenships.io. Verified July 11, 2026.
CSV and JSON files are generated from the same data layer as this page and the program pages, so the published figures cannot drift apart. CSV · JSON
For the source hierarchy, release gate and estimate policy, read the research methodology. Material changes appear in the corrections log.
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